Welcoming Our 2025 Rural Finance Brokers

2025 was an exceptional year of growth for Rural Finance, with talented brokers joining us from across the UK – each bringing a wealth of experience, a commitment to exceptional client service, and a passion for delivering flexible finance solutions.

Introducing the newest members of the Rural Finance network: Oliver Gardner, Conor Hull, Chris Higgins, and Shane Barnes.

Commercial Broker: Conor Hull – Founder of CW Asset Finance

Conor joins Rural Finance with a rich background rooted in the motor industry. Starting out in parts and service before progressing into vehicle sales, he spent over a decade helping customers secure the right finance packages. His step into asset finance started at a brokerage which enabled him to broaden his expertise across multiple industries, from vehicles to machinery and equipment.

In 2025, Conor launched CW Asset Finance, now partnered with Rural Finance – a move that aligns his passion for quality service with a network known for strong lender relationships and a collaborative culture.

“Since joining the Rural team, I’ve really enjoyed the collaborative approach and the strong lender relationships that allow me to deliver the best possible finance solutions for my clients. I’m looking forward to continuing to build lasting relationships and supporting more businesses with straightforward, flexible finance options.” – Conor Hull

Conor’s drive, professionalism, and focus on long-term client relationships make him a fantastic addition to our commercial broker team.

Commercial Broker: Chris Higgins – Bringing Car Finance Expertise Into a New Chapter

Chris joined Rural Finance after building a successful background in the car finance sector. In just a few months, he’s already seen new opportunities open for his business thanks to the breadth of Rural Finance’s lender panel and the support of the wider team.

“Having been with Rural for a few months now, I can say the experience so far has been excellent. The support provided by the team has been fantastic and it has opened many more opportunities for our business. Would definitely recommend Rural Finance to anyone looking at setting up their own brokerage.” – Chris Higgins

Chris brings energy, experience, and a forward‑thinking approach, qualities that enhance the strength of our commercial brokerage network.

Commercial Broker: Oliver Gardner – Supporting Growth Across the Southwest, London & Beyond

Based in the Southwest and supporting clients across London and surrounding regions, Oliver joins Rural Finance with over six years’ experience in asset finance. Known for his personalised approach, he takes the time to understand each client’s business in detail before structuring tailored finance solutions.

With a strong focus on the transport and construction sectors, Oliver has built trusted relationships with major banking partners, relationships that allow him to deliver competitive, flexible finance packages aligned to his clients’ long‑term growth.

Oliver’s dedication to service and his deep sector knowledge make him a valued member of our growing commercial team.

Agricultural Broker: Shane Barnes – A Lifetime of Banking Supporting the Rural Community

Shane brings over 35 years of banking experience, beginning with a long and successful career at Barclays before spending three years with Oxbury, the Agricultural Bank. His background spans multiple sectors including Leisure & Hospitality, Property, Retail & Wholesale but his most significant expertise lies in supporting Farming, Landed Estates, and Agri‑Food businesses.

Based in mid Norfolk with his family (and a lively household of animals), Shane joins Rural Finance to refocus his career on what he’s most passionate about: helping farming clients with their finance and banking needs.

“I have joined Rural Finance as they are an excellent match to enable me to now focus on helping Farming Clients with their Finance needs and Business/Banking requirements.” — Shane Barnes

His depth of knowledge and genuine commitment to rural communities make Shane an outstanding addition to our agricultural brokerage team.

Looking Ahead

We’re incredibly proud to welcome Conor, Chris, Oliver, and Shane to the Rural Finance network. Their diverse expertise, client‑first values, and dedication to delivering high‑quality finance solutions strengthen our presence across the UK and support our mission to help businesses thrive.

Here’s to a successful 2026 – and to the continued growth of our exceptional nationwide broker network.

If you are interested in joining a brokerage who will support your business and ambitions please get in touch today.