John Deere, Kverneland, New Holland and JCB are among the agricultural machinery brands frequently financed through Rural Finance.
Modern farming relies heavily on reliable, productive machinery. From tractors and telehandlers to specialist equipment, brands such as John Deere, JCB, New Holland and Kverneland are trusted by farmers across the agricultural industry. However, purchasing this machinery outright can represent a significant investment, which is why agricultural machinery finance has become increasingly popular.
One of the main reasons farmers choose finance is the ability to spread the cost of expensive machinery over an agreed period. Rather than using a large amount of capital on one purchase, finance can make it easier to spread the cost over time, which may assist with cash flow management. This is particularly important for farms, where income can vary throughout the year depending on harvests, livestock and market conditions.
Finance can also provide farmers with access to newer and more efficient machinery. Modern equipment can offer improvements in fuel efficiency, technology, comfort, productivity and reliability. For example, investing in newer equipment may provide operational efficiencies depending on the equipment selected and the farm’s circumstances.
Depending on the type of finance agreement available, customers may have flexibility over payment structures and repayment periods. Depending on the finance agreement, farmers may be able to choose payment periods and structures that better suit their business and expected income. This allows machinery purchases to be planned as part of a wider financial strategy rather than being a significant one-off expense.
The popularity of brands such as John Deere, JCB, New Holland and Kverneland also contributes to demand for machinery finance. These manufacturers offer a wide range of equipment designed for different farming operations, giving farmers plenty of options when upgrading or expanding their machinery fleet.
Ultimately, agricultural machinery finance can make essential equipment more accessible while helping farmers manage their budgets and maintain valuable working capital. For many agricultural businesses, it provides a practical way to invest in the machinery they need today while spreading the financial commitment over time.
Purchasing equipment for the farm both new and used?
We can help explore available finance options for the purchase of new & used Agricultural Machinery:
- ATVs & UTV’s
- Arable Equipment and Machinery – Tractors, Tillers, Rollers, Ploughs and Harrows.
- Soil cultivation machinery – Cultivators and Ploughs.
- Planting machinery – Broadcast Seeder and Reapers.
- Balers & other Baling Equipment.
- Cattle Equipment – Beef and Cattle Housing
- Loader Equipment – Trailers, Trucks, Conveyor Belts and Telehandlers.
- Fertilising equipment and spreaders – Manure spreaders, Muck spreaders and Silage containers.
- Harvesters and sorting equipment – Combine Harvesters.
- Dairy machinery – Milking equipment, Dairy feed, Dairy Cattle, Housing and Sheds.
- Grain and feed stores – Grain Sheds, Dryers, Bulk Sheds, Crop Store and Silos.
- Cars, Pick-ups & Vans – Personal, Company & Directors.
Assets can be purchased through dealerships, farmer to farmer and auction houses.
If grant funding forms part of your purchase plans, please let us know. We may be able to work alongside the relevant parties when structuring the finance arrangements.
To discuss your finance requirements, please click “GET IN TOUCH”
Smart Farming Technologies
Advancements in agricultural technology has increased substantially over the years, and still continues to this day. UK farm business’ adopt ‘smart farming’ as a tool to tackle the ongoing challenges faced within the industry. Smart farming technologies may help improve efficiency, productivity and decision-making, depending on how they are implemented.
Looking to work smarter? Get in touch today to see how we can fund your future.
We offer finance solutions for:
• Software – specialised software to manage the farm
• Sensors – soil, water, light etc
• Precision farming devices
• Robotics – processing facilities, autonomous tractors
• Drones
Rural Finance was formed in 2004 and today, we are one of the largest Agricultural & Commercial Finance Brokering Networks throughout England, Scotland, Wales and Northern Ireland. However, whilst we are known as Rural Finance we have grown as a network and now offer finance solutions to every industry with a range of brokers who specialise in commercial, retail, construction finance, real-estate & professional loans.
