The cost of Agricultural production can be surprisingly high and is often overlooked, Input Finance can help lighten the financial load
What is input finance? Inputs in agriculture refer to those resources, materials, or components that are used in agricultural production. The finance aspect means you can spread the cost of these essential but at times expensive inputs.
These inputs include:
- Seeds and Planting Materials: High-quality seeds are crucial for optimal crop yields. They come in various forms, such as hybrid, heirloom, and genetically modified seeds, each suited for specific growing conditions and goals.
- Fertilizers: Fertilizers supply essential nutrients like nitrogen, phosphorus, and potassium, enhancing soil fertility and promoting healthy plant growth. Organic fertilizers, such as compost and manure, and synthetic fertilizers are commonly used to address nutrient deficiencies in the soil.
- Pesticides and Herbicides: These chemicals protect crops from pests, diseases, and weeds. Pesticides target insects and other pests, while herbicides control unwanted vegetation, ensuring crops can grow without competition.
- Water and Irrigation Systems: Water is vital for crop growth. Efficient irrigation systems, such as drip and sprinkler irrigation, ensure that water is supplied directly to the plant roots, minimizing waste and maximizing water use efficiency.
- Labor: Skilled and unskilled labour is necessary for various farming operations, from planting to harvesting, ensuring all tasks are performed efficiently.
- Soil Amendments: Lime and gypsum are used to correct soil pH and improve soil structure, enhancing the overall growing environment for crops.
- Technology: Precision agriculture tools, such as GPS and drones, help monitor crop health, optimize planting patterns, and manage inputs more effectively, leading to higher yields and reduced environmental impact.
Each input plays a critical role in ensuring successful and sustainable farming practices, ultimately contributing to food security and agricultural productivity.

As well as input finance, we can also help you with the purchase of any new & used:
- ATVs & UTV’s
- Arable Equipment and Machinery – Tractors, Tillers, Rollers, Ploughs and Harrows.
- Harvesters & sorting equipment – Combine Harvesters
- Planting machinery – Broadcast Seeder and Reapers.
- Balers & other Baling Equipment.
- Cattle Equipment – Beef and Cattle Housing
- Loader Equipment – Trailers, Trucks, Conveyor Belts and Telehandlers.
- Fertilising equipment and spreaders – Manure spreaders, Muck spreaders and Silage containers.
- Dairy machinery – Milking equipment, Dairy feed, Dairy Cattle, Housing and Sheds.
- Grain and feed stores – Grain Sheds, Dryers, Bulk Sheds, Crop Store and Silos.
Assets can be purchased through dealerships, farmer to farmer and auction houses.
If you are claiming a grant for the purchase of the equipment, please let us know and we can help manage this with the funders.
Rural Finance was formed in 2004 and today, we are one of the largest Agricultural & Commercial Finance Brokering Networks throughout England, Scotland, Wales and Northern Ireland. However, whilst we are known as Rural Finance we have grown as a network and now offer finance solutions to every industry with a range of brokers who specialise in commercial, retail, construction finance, real-estate & professional loans.










































